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Health Insurance Choices: The Affordable Care Act

A recent survey by the Kaiser Family Foundation found that slightly more than half of all Americans are still not sure what the Affordable Care Act (also known as Obamacare) means for them. About 4 in 10 people aren’t sure if the law is still in effect. (It is).

Starting October 1, 2013, this health-care reform will implement an online Health Insurance Marketplace (also called Exchanges) for those looking for health coverage or more affordable and comprehensive health coverage. Participants will be able to gain coverage as soon as January 1, 2014.

You should know, that under the Affordable Care Act, insurance must cover certain preventative measures such as cancer screenings (i.e. colonoscopies, mammograms, pap smears and pelvic exams), bone scans for osteoporosis, and tests for heart disease and diabetes. Also, starting in January, a woman can’t be charged more than a man for health insurance.

For more information regarding enrollment and what it covers, visit www.healthcare.gov.